Structured financing designed to give businesses predictable repayment terms and long-term stability. Our relationship-driven approach means financing built around your needs — not a one-size-fits-all bank model.
At OCM Leasing, commercial lending is built around dedicated relationship managers who work directly with your business throughout the entire financing process. We take time to understand your business, cash flow, and goals — so we can structure financing that fits your needs.
Our goal is to build long-term financing relationships, not one-time transactions. That means you'll work with the same specialists who understand your business through every stage of growth.
A commercial term loan provides a lump sum of capital repaid over a fixed period with scheduled payments and a defined repayment structure.
From business acquisitions to startup loans, we offer a comprehensive range of commercial financing products to support every stage of your business.
OCM Leasing specializes in structuring financing for business acquisitions of all sizes. We understand that each acquisition is unique — requiring a tailored financing approach based on industry, cash flow, and deal structure. Whether you're buying an existing business, expanding into new locations, or transitioning an ownership structure, we'll build a financing strategy around your deal.
Specialized financing structures for buying, transitioning, or expanding businesses of all sizes.
Discuss Your AcquisitionBusiness debt consolidation helps you simplify multiple existing financing obligations into a single, structured payment. This is especially valuable for businesses managing several high-cost financing products simultaneously — such as multiple MCAs, short-term loans, or revolving credit balances.
By consolidating, you can reduce administrative complexity, potentially lower your overall financing costs, and free up cash flow for operations and growth.
Turn multiple high-cost obligations into one manageable payment with clearer terms.
Explore ConsolidationA business line of credit provides revolving access to capital that can be drawn as needed, with interest paid only on the amount actually used. It's one of the most flexible financing tools available to businesses, offering a safety net for unexpected expenses and a resource for planned growth.
Access funds when you need them. Pay for only what you use. Keep cash flow flexible and reliable.
Apply for a Line of CreditSBA loans are government-backed financing options designed to support small business growth and expansion. These loans are issued through approved lenders and partially guaranteed by the U.S. Small Business Administration, making them accessible to businesses that may not qualify for conventional financing.
SBA loans are often the best choice for businesses seeking larger amounts with longer repayment terms and competitive rates — though the process is more involved and typically takes longer than non-SBA options.
Government-backed financing with longer terms and competitive rates for qualified businesses.
Explore SBA OptionsStartup business loans provide financing options for new and early-stage businesses that may not yet have established credit history or extensive financial track records. We understand that every established business was once a startup — and we believe in funding potential, not just history.
Every great business started somewhere. We believe in funding potential, not just history.
Apply as a StartupWe move faster than traditional banks, with streamlined processes designed for real-world business timelines.
Financing structured around your actual cash flow and business goals — not generic bank templates.
Financing options across construction, healthcare, retail, manufacturing, services, and more — nationwide.
A dedicated specialist guides you throughout the loan process — and remains your point of contact for future needs.
Financing decisions designed around your real business performance, not just credit scores and financial ratios.
We build lasting partnerships — not one-time transactions. Your success is our success, long after funding closes.
Our funding specialists are ready to discuss the best structure for your business goals. Apply today or contact us for a no-obligation consultation.