Fast, flexible equipment financing from $10,000 to $35M+. Since 1981, OCM Finance has helped businesses nationwide acquire the equipment they need to operate, grow, and stay competitive.
Whether you're purchasing a single piece of equipment or scaling an entire operation, OCM Finance structures financing solutions tailored to your business — not a one-size-fits-all bank model.
We provide financing for startups, growing companies, and established businesses across all industries. Our relationship-driven approach means we take time to understand your operations and structure financing that actually fits your cash flow and growth timeline.
Almost any business equipment can be financed. OCM Finance provides flexible options for a wide range of equipment across every industry.
Most traditional lenders only finance the equipment itself — but OCM Finance goes further. Your financing can also include the costs associated with getting your equipment up and running, helping reduce upfront cash requirements and keeping your business operating smoothly from day one.
When you finance soft costs alongside the equipment, you avoid the trap of depleting working capital just to get new equipment operational. One financing structure covers everything — and you preserve cash for growth.
Ask your OCM Finance specialist about structuring your total project cost.
Smart businesses don't pay cash for equipment — they finance it strategically. Here's why OCM Finance is the right choice.
Instead of paying upfront and draining reserves, spread costs over time and keep cash available for payroll, operations, inventory, and growth opportunities.
Equipment financing creates a separate, dedicated funding source — helping you maintain access to your traditional credit lines for other business needs.
Fixed-rate terms designed around your business cycle, with options to upgrade, expand, or pay off early as your needs change over time.
Avoid long bank approval cycles and get the equipment you need quickly — so your business doesn't slow down waiting for funding decisions.
Upgrade or replace equipment as technology evolves so your business stays competitive, efficient, and ahead of the competition.
In many cases, no down payment is required. Soft costs can often be included in the financing structure, minimizing your out-of-pocket costs entirely.
Depending on your financing structure, lease payments may be treated as operating expenses, and equipment may qualify for Section 179 deductions. Please consult your tax advisor for guidance specific to your situation.
Most approvals and funding decisions are completed in just a few days. Our process eliminates delays so you can secure equipment and keep operations moving.
Tell us about your business and the equipment you need. Our simple application takes minutes to complete and requires only basic business and equipment information.
We evaluate your request and match you with the best financing structure for your situation, cash flow, and goals — presenting options clearly with no surprises.
Once approved, funding is completed quickly so you can acquire your equipment without delay. We handle the process efficiently from start to finish.
Get the equipment your business needs without depleting cash reserves. Apply today for fast, flexible equipment financing from $5,000 to $35M+.